As a financial advisor, keeping your clients on top of important tax deadlines is crucial to ensuring they’re well-prepared and avoiding any unnecessary stress or penalties. Here’s a timeline of key 2025 tax dates and milestones that you should know and proactively share with your clients.
January 2025
January 1: Start of the New Tax Year
This is the official start of the tax year. Begin discussing any changes in tax laws or strategies with your clients that could impact their 2025 financial planning.
January 15: Q4 Estimate Due for Tax Year 2024
If your clients are still paying with paper vouchers in the mail, let them know they can pay instantaneously (and for free!) online at irs.gov/payments. With theft and IRS mail processing time, it’s actually a safer way to pay!
Mid-January: Begin Gathering Tax Documents
Encourage your clients to start organizing their tax documents. Make a list of expected documents together. If a client had a change in job or income source in 2024, remind them they may have doubles of some forms (such as two W-2s)
This could be a good time to review their records for completeness, and update account beneficiaries if necessary.
January 31: IRS Deadline for Certain Tax Forms to be Provided to taxpayers
Advise your clients to check their mail or online accounts for tax forms they should have by this date and notify you of any discrepancies.
Form W-2
Form W-2G, Certain Gambling Winnings
Form 1099-DIV (At least $10 threshold)
Form 1099-INT (At least $10 threshold)
Form 1099-NEC, Nonemployee Compensation
Form 1099-MISC
Form 1099-R
Form SSA-1099, Social Security Benefit Statement
Form 1098, Mortgage Interest Statement
Form 1098-E, Student Loan Interest Statement
Form 1099-Q, Payments from Qualified Education Programs,
Form 1099-SA, Distributions From an HSA, Archer MSA, or Medicare Advantage MSA
Form 3921, Exercise of an Incentive Stock Option Under Section 422(b)
February 2025
Early February: Schedule Meetings to Review Tax Planning
Begin scheduling meetings with your clients to review their tax documents, discuss any significant financial changes from the previous year, and identify any tax-saving opportunities that can be implemented by the due date (such as IRA and HSA contributions).
February 15: IRS Deadline for Certain Tax Forms to be Provided to taxpayers
Advise your clients to check their mail or online accounts for tax forms they should have by this date and review them for accuracy
1099-B, Proceeds From Broker and Barter Exchange Transactions
Form 1099-S, Proceeds from Real Estate Transactions
March 2025
March 15: S-Corp and Partnership Tax Filing Deadline
This is the deadline for S-Corporations and Partnerships to file their tax returns (Form 1120S or 1065) or request an extension. Make sure your business clients are aware and have everything prepared.
Mid-March: Finalize Tax Documents
By this time, most clients should have received all necessary tax documents. Review and finalize these with your clients to avoid last-minute scrambles.
March 21: Use Vivify, LLC Client Documentation Due Date
If all 2024 tax documents are not provided to Vivify by March 21, 2025, a surcharge of $100 will be automatically applied to clients’ accounts.
April 2025
April 15: Individual Tax Return Filing Deadline
This is the deadline for filing individual tax returns (Form 1040) or requesting an extension. Ensure all clients are either ready to file or have their extension paperwork prepared. Even if a tax return is extended, all tax is due on this date.
If filing for a federal extension, pay attention to clients’ state tax rules. Your client may need to file a separate state extension.
April 15: Deadline for IRA and HSA Contributions
This is the last day to make contributions to IRAs and HSAs for the 2024 tax year. If clients do make contributions after December, be sure to stay in communication with their CPA so they are aware how to properly report it on the applicable tax returns. Also confirm the client is accurately designating contributions as 2024 (it may default to 2025 since it’s in calendar year 2025)
April 15: Q1 Estimate Due for Tax Year 2025
If your clients are still paying with paper vouchers in the mail, let them know they can pay instantaneously (and for free!) online at irs.gov/payments. With theft and IRS mail processing time, it’s actually a safer way to pay!
May 2025
Early May: Request a Copy of Client’s Tax Return
Whether your client filed their own taxes, or they hired a CPA, ask them to securely send you a full copy of their completed tax return and save to your records.
June 2025
June 16: Q2 Estimate Due for Tax Year 2025
If your clients are still paying with paper vouchers in the mail, let them know they can pay instantaneously (and for free!) online at irs.gov/payments. With theft and IRS mail processing time, it’s actually a safer way to pay.
Mid-June: Review Tax Planning for Mid-Year Adjustments
Use this time to review your client’s financial situation and make any necessary adjustments to their tax planning strategies based on their current income and projections.
Review the most recent tax return for planning opportunities and collaborate with CPAs when necessary.
September 2025
September 15: Q3 Estimate Due for Tax Year 2025
If your clients are still paying with paper vouchers in the mail, let them know they can pay instantaneously (and for free!) online at irs.gov/payments. With theft and IRS mail processing time, it’s actually a safer way to pay!
September 15: Extended Deadline for S-Corp and Partnership Tax Returns
For those who filed for an extension, this is the final deadline to file S-Corp and Partnership tax returns.
If your clients are waiting on a K-1 to finalize their 2024 tax return, it should be available to them by this date.
October 2025
October 15: Extended Deadline for Individual Tax Returns
This is the final deadline for clients who requested an extension on their individual tax returns.
Request a full copy of completed tax returns from clients who extended and just filed their returns.
Mid-October: Begin Year-End Tax Planning
Start discussing year-end tax strategies with your clients, such as charitable contributions, retirement contributions, or capital gains harvesting.
Debrief with clients how their tax preparation went for tax year 2024. Help them come up with a proactive plan for the upcoming tax season, whether that be setting check-in dates with each other to help hold them accountable for DIY tax prep, or introducing them to a trusted CPA who can do the prep for them.
December 2025
December 15: Q4 Estimated Tax Payments Due
Remind clients who make estimated payments that their final quarterly payment is due in January of the following year, but planning should begin now.
December 31: Year-End Deadline for Charitable Contributions
This is the last day for clients to make charitable contributions that count as a 2025 itemized deduction.
2025 Tax Dates: Ongoing Throughout the Year
Regular Check-Ins
Schedule regular check-ins with your clients throughout the year to monitor their financial situation, update them on any changes in tax laws, and adjust their tax planning as needed.
By keeping these key dates in mind and helping your clients prepare in advance, you can ensure a smooth and successful tax season for everyone involved.
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